Commercial Mortgages for Every Business Goal

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Owner-User Commercial Mortgage Financing

  • Borrower occupies at least 51% of the subject property.

Conventional Commercial Mortgage Financing

  • Financing for purchase, tenant improvements and refinance of commercial mortgage
  • Loan amounts up to $5 million
  • Up to 65% loan to value financing
  • Up to 25 year fully amortizing loans
  • Fixed and variable rate options
  • Competitive interest rates

Commercial Mortgage Financing for Investors

  • Loans for purchase, tenant improvements and refinance of commercial mortgages
  • Up to 75% loan to value financing
  • Project sizes up to $15 million
  • 25 year amortizations
  • Fixed and variable rate options

Featued Case Study: Manufacturing Facility

Borrower was able to acquire the facility at a mortgage payment that was comparable the rental rate at their previous facility, gain the square footage needed for business growth and keep working capital on hand.
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WHY CHOOSE US?

OUR EXPERIENCE

OUR FOCUS

SPECTRUM DIFFERENCE

WHY CHOOSE US?

Spectrum Commercial Lending has provided financial solutions to our clients since 2006. Our expert team is based out of Costa Mesa, CA and provides a wide range of services for clients seeking refinance, purchase, construction or cash-out on commercial property.

OUR EXPERIENCE

Our Executive Team Members have over 75 years of combined experience, along with the necessary training, education and a proven track record in closing commercial real estate loans.

OUR FOCUS

Our focus is specifically on Commercial Real Estate transactions and we realize the importance of closing on time. Many of our referrals come from brokers, CPA’s, attorneys and borrowers who have seen Spectrum perform and provide quick pre-approvals, formal approvals and loan closings.

SPECTRUM DIFFERENCE

We distinguish ourselves in the industry with an experienced team to help with structuring, processing, underwriting and closing commercial real estate loans. Join the hundreds of brokers, clients and referral sources who have selected Spectrum.

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Our Partners

We've had the good fortune to work with many outstanding companies and individuals, and are truly thankful for the opportunity to support them.